Medicare Open Enrollment is an important time to review options to determine which available plan is right for you.
When can you join, switch, or drop a plan?
You can join, switch, or drop a Medicare Health Plan or a Medicare Advantage Plan (Part C) with or without drug coverage during these times:
- Initial Enrollment Period. When you first become eligible for Medicare, you can join a plan.
- Annual Enrollment Period. From October 15 – December 7, you can join, switch, or drop a plan. Your coverage will begin on January 1 (as long as the plan gets your request by December 7).
- Medicare Advantage Open Enrollment Period. From January 1 – March 31 each year, if you’re enrolled in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time.
Medicare options can be confusing and sure, you can do this on your own starting with the CMS website, but brace yourself: it’s no simple trick to understand the differences and cost. Medicare is not “one-size-fits-all”.
Go easy on yourself and let one of our qualified agents at One Senior Place assist you with your Medicare options.
In Brevard:
Florida HealthCare Plans
Sherri Hosmer, Insurance Specialist
321-425-3060
Viera Insurance Professionals
Mike Kowalchuk, President
321-253-6323
In Greater Orlando:
Florida Blue McBride Insurance Agency
Lena Santiago, Agent
407-230-7835
LTC Advisors
Teresa Risner, President
Rob Rycyk, Agent
Sandra Stanley, Agent
407-949-6722
Medicare Plan Options
Joe Santiago, Agent
407-949-6723
WellCare Health Plans, Inc.
Nestor Lopez, Medicare Advisor
863-632-8673
Interested in reading more? See our Ask One Senior Place articles:
Q: Should I change my plan during Medicare Open Enrollment?
Q: Can I get dental care if I’m on Medicare?
Q: Does Medicare cover mental health treatment for seniors?
Q: Can someone to explain Medicaid to me? How do I know if I qualify for benefits?
For more information or to schedule a free consultation with a One Senior Place aging expert, call 321-751-6771 in Brevard and 407-949-6733 in Greater Orlando.
