SID 2015The vast majority of Americans over 65 take advantage of Medicare to help with their healthcare costs, but it does involve some key choices due to yearly changes in cost, coverage, and available providers and pharmacies. Medicare open enrollment starts every year on Oct. 15 and runs through Dec. 7. The sole purpose of open enrollment is to give you the opportunity to change your health plans and prescription drug coverage for the following year to better meet your needs.

On Friday, October 9 from 10 a.m. to 12 p.m., One Senior Place Greater Orlando will be hosting Senior Insurance Days, an educational event designed to provide you with the information you need to make informed decisions about your healthcare coverage. Presentations will include information about Medicare, as well as the Affordable Care Act. Representatives from WellCare, CarePlus, Florida Blue, UnitedHealthcare and the Canadian Medstore will be on hand to provide information and answer any questions you may have. An encore presentation is scheduled for Friday, Nov. 6, from 1 p.m. to 3 p.m.

“Many people are confused about their health insurance options, and the open enrollment period can be very stressful if you don’t have the information you need in order to make educated decisions,” says Don Kramer, One Senior Place founder and CEO. “We offer this event so people can get the answers they need and feel good about their health insurance going into 2016.”

What most people learn during the Medicare open enrollment period is that it can be far more complicated than they realize. For example, different plan options can have entirely different coverage, and your total costs can vary greatly. Since you can’t predict your future healthcare needs, it’s impossible to come up with a choice that’s guaranteed to work out to be the best one you could have made. The information provided at Senior  Insurance Days is designed to help you better understand your options when it comes to premiums, deductibles, copays, overall cost comparisons, gaps in coverage and prescription drug coverage.

“One of the most important elements of a successful open enrollment period that people often overlook is taking into account any recent changes in their own health,” says Emily Stowers, MSW, One Senior Place Aging Services Manager. “You may have a plan that no longer covers your needs, and if so, you need to look for other solutions that have a better fit. The purpose of Senior Insurance Days is to make sure you understand how to identify your health insurance needs and choose the right options accordingly.”

With so many factors to consider, having the right information at your disposal can make a huge difference in how well your coverage works for you in the following year. Medicare provides solid healthcare coverage for older Americans, but you have to make the most of the choices you have. By taking advantage of open enrollment, you can ensure that you’ll have the healthcare protection you need in 2016.

 

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One Senior Place is a comprehensive, one-stop resource with access to information, advice, and services for seniors. Not only are a variety of businesses available in one location, but we also offer educational seminars and fun events on a regular basis, and our Senior Resource Library is available to help you find what you are looking for. Call today to schedule a free consultation with our Aging Services Expert, 407.949.6733.