One Senior Place
Meet our Resident Business...
Genworth Financial
The Long Term Care Division
8085 Spyglass Hill Road
Suite 106
Viera, FL 32940
321-482-3432
Choosing a Long Term Care plan is an important decision. Our Long Term Care Insurance Division was a pioneer in this type of insurance. We issued our first long term care policy in 1974 and have remained an industry leader ever since. Policy holders want a company they can trust to help protect their lifestyles as they grow older, and they want someone who will be there to answer their questions and help them when they need it most. We have facilitated payments of nearly $3.8 billion in long term care claims since 1974. We continue to pay claims of approximately $1.4 million per day.
Helping policyholders preserve their financial independence and protect their savings and assets is what long term care insurance is designed to do. We understand that everyone's needs are different, so our long term care insurance plans combine comprehensive benefits and innovative features with flexibility and choice.
We are committed to delivering innovative long term care insurance products and providing outstanding service to our customers. We take pride in the positive difference we make in peoples lives every day, and we look forward to continuing that tradition.
Craig Cleveland
Long Term Care Insurance Representative
321-482-3432
Long Term Care Insurance - What You Should Know...
Overview
Long Term Care (LTC) insurance can play a critical role in the overall financial planning process, providing a variety of important benefits:
It is one of the most viable means for covering the costs associated with long term care, helping you protect your retirement assets for their intended purpose.
It enables you to control where you receive care, including nursing homes, assisted living facilities, adult day care centers, and home settings- where many people prefer to stay.
It is less expensive than you might think. The cost of coverage is based on your age and health when you apply. So the younger and healthier you are, the lower the premiums.
Current Coverage
Many people mistakenly believe they are covered for long term care, but this assistance is not typically covered by health or long term disability insurance. Government programs like Medicare pay only for short periods of care, while Medicaid covers only the very poor - those whose assets are at or below required levels. The Deficit Reduction Act of 2005, signed by President Bush in February 2006, makes it more difficult for people to transfer personal assets in order to qualify for Medicaid coverage for long term care in nursing homes.
Financial Plan
Family and friends will always be there for you, especially when you may need care. By covering the costs of assistance from healthcare and homecare professionals you will be guaranteeing quality time with your loved ones. Long Term Care insurance will provide you and your family access to care planning expertise, advice, and resources.
Get the Facts
Planning for Long Term Care is your responsibility, but you don't have to figure it out on your own. Turn to a trusted insurance advisor to find out how you can plan for your financial future and future care needs.
One Senior Place Resident Business
Genworth Financial • (321) 482-3432
Choosing a Long Term Care plan is an important decision. Our Long Term Care Insurance Division was a pioneer in this type of insurance. We issued our first long term care policy in 1974 and have rem Learn more...